Author: Asad Saad
Why Insurance Companies Increase Rates After a Speeding Ticket
A speeding ticket often feels like a short-term inconvenience. You get pulled over, receive a citation, pay the fine, and assume the mat [...]
Fuerza Latina Insurance – A Community-Focused Insurance Solutions
Insurance plays a critical role in protecting individuals, families, and businesses from unexpected financial losses, but access to the right insuranc [...]
Admitted vs Non-Admitted Insurance
Insurance is designed to protect individuals and businesses from financial loss, but not all insurance policies operate under the same regulatory fram [...]
Claims, Consumer Protection, and Financial Security in Admitted vs Non-Admitted Insurance
Why Consumer Protection Differs Between Insurance Markets
The most meaningful differences between admitted and non-admitted insurance often become vi [...]
Why Certain Risks Are Placed in Non-Admitted Insurance Markets
Understanding the Structure of Insurance Markets
Insurance markets are not designed to insure every possible risk equally. Admitted insurance markets [...]
Community-Based Insurance Agencies
Insurance is often discussed in terms of large corporations, national carriers, and complex policy language, but for millions of individuals and small [...]
What Does Knife Insurance Cover and Exclude? A Detailed Coverage Breakdown
Understanding what knife insurance covers and excludes is essential before purchasing a policy. Many disputes arise not because coverage does not exis [...]
How Many Tenants Turn a Rental Into a Boarding House?
One of the most common and costly questions property owners ask is deceptively simple: How many tenants turn a rental into a boarding house? At first [...]
Boarding House Insurance vs Landlord Insurance
Many property owners and investors assume that landlord insurance is enough to protect any rental property, regardless of how it is used. This assumpt [...]
Who Needs Knife Insurance? Professions, Businesses, and Risk Levels Explained
Knife insurance is not a one-size-fits-all product. The need for knife insurance depends heavily on how knives are used, the environment in which they [...]